[Cash loan America – Feasible Collection and Advance Fee Loan Scams]

Cash loan America – Feasible Collection and Advance Fee Loan Scams

Cash loan America – Feasible Collection and Advance Fee Loan Scams

Alert quantity: CA050055_03/27/2019(3/20) Updated: April 02, 2019 Originally posted: October 26, 2012

Additionally Working Like:

  • Advance America
  • Advance America Pay Day Loans
  • Money America
  • Cash loan of America
  • Advance Loan USA
  • Fast Cash

Note: “Advance America” Should Not Be mistaken for Advance America, money Advance Centers of Washington, LLC, which will be a Lender that is licensed in

The Washington state dept. Of Financial Institutions (DFI) warns customers to prevent provide any person that is nonpublic, such as for example social protection quantity, charge card, or banking account information to virtually any specific, website, or business without first verifying their identity and permit status. Customers can see whether a economic solutions business or person is precisely certified to conduct business when you look at the State of Washington using the “Verify a License” function regarding the DFI’s website at www. Dfi. Wa.gov/consumers/findcompany. Htm. Customers also can check always permit status utilizing the Department of Licensing at www. Dol. Wa.gov.

DFI has gotten reports of obvious frauds conducted by people claiming to express Advance America, money America, cash loan America, advance loan USA, Speedy money, and Advance America pay day loans.

Many customers received telephone calls and/or emails from individuals claiming to represent advance loan America, money America, and Advance America payday advances in which the callers offered loans in return for upfront charges. The callers insisted that they were calling to discuss the consumers’ online payday loan applications although several consumers never applied for a payday loan. One customer stated that, whenever she declined to wire cash to your caller, the caller threatened action that is legal her. Some other consumers compensated the upfront cost but would not have the loan promised. A minumum of one customer additionally received a loan that is similar via email.

Two customers reported getting a call from a person claiming to represent cash loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The buyer complied with all the caller’s needs; nevertheless no loan had been supplied. The consumer was told to purchase a Google Play gift card from a local retailer in order to prove the consumer could repay the loan in the second case. The customer purchased a gift that is amazon alternatively once the consumer suspected it could be a scam. The customer contacted the so-called agent who the buyer recognized as Brian Jones. When she told Mr. Jones she bought an unusual kind of present card the customer reported that Mr. Jones became extremely upset along with her.

A few customers had been contacted by individuals claiming that a debt was being collected by them owed to advance loan America, Advance America, or Speedy money. One customer reported receiving multiple harassing phone calls. The caller stated that the buyer owed a financial obligation for a 2007 cash advance but declined to offer every other information about your debt. The buyer stated that he failed to sign up for any pay day loans in 2007. An additional instance, a customer received a text demanding repayment. That customer reported that he never really had that loan.

Two customers reported getting e-mails from people claiming to represent cash loan United States Of America. The email messages suggested that the customers owed for a so-called debt and had a need to spend straight away in order to avoid further action. Both customers reported never ever getting that loan with advance loan United States Of America.

In two other cases that are separate customers received a message that stated the “Semrad law practice” could be managing the collection in the event that customer failed to spend money. One e-mail stated it was from “Kristen Johnson” when you look at the “Accounting Department, ” while the other“Nik that is stated Ramon in the “Settlement Department. ”

An additional situation, a customer received a page that reported “Pacific Legal Group” will be managing the collection in the event that customer didn’t spend funds. The page threatened that a action that is civil been already filed and unlawful action and wage garnishment could be forthcoming in the event that settlement quantity wasn’t compensated straight away.


  • Pacific Legal Group, Computer (bay area, CA)Pacific Legal Group, Computer has provided the after declaration to customers regarding their company tasks: “At the current time, Pacific Legal Group, PC does not have any customers in Washington State, but we do provide appropriate representation within the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer will not make any unsolicited calls to customers. All telephone calls created from our firm likewise incorporate caller ID with this mail cell phone number: (415) 746-1470. ”
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has provided the statement that is following customers regarding their company activities: “Pacific Legal Group” based in Huntington Beach California is certainly not related to Pacific Legal Group, a authorized d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah. Whilst the Huntington Beach business has utilized name that is similar logo design, and font as Pacific Legal Group in past times, Pacific Legal Group’s website referenced in every communication is www. Pac-legal.com. Further, all communication from Pacific Legal Group will reference the Utah also telephone number (801) 788-4122, while the workplaces in Utah. Also, we try not to typically do business collection agencies work. ”
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

These obvious frauds are linked to the contact information that is following

Advanceamericacashadvancein@gmail.com adam. Smith@unitedcashadvance installment loans online rhode island direct lenders.in americacashadv@gmail.com cashadvanceamericas@rocketmail.com mike@legislator.com robertclark2717@gmail.com cashadvanceinc1@aol.com instantcashadvance8090gmail.com nick. Thomas@smithloanassistance.com cash. Advance. America10000@gmail.com www. Pacificlegal.net

P.O. Box 1474 Huntington Beach, CA 92647

DFI cautions that unlicensed entities often take part in specific practices that indicate these are typically committing a fraudulence or Washington State that is otherwise violating legislation. As an example, such entities usually utilize non-business e-mail details (such as for example -@gmail.com, @yahoo.com, or other comparable easily obtained email addresses) to deliver communication, threaten legal or unlawful action if consumers usually do not respond straight away, or have a variety of typographical and spelling mistakes within their communication to consumers.

But, in some instances, emails or letters from unlicensed entities participating in fraudulent task will include accurate information that is personal such as for instance present or past details, active telephone numbers, or social safety figures. The Department encourages customers whom get communications containing private information to contact their banks, credit-reporting agencies, as well as the personal protection management to make certain there’s absolutely no unauthorized task on their records.

Business Collection Agencies Laws

From you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. In the event that you be given a interaction from a celebration claiming that the financial obligation is owed, you really need to request a “written validation notice, ” which must through the level of your debt, the title associated with creditor you borrowed from, as well as your liberties underneath the FDCPA. The Federal Trade Commission at 1-877-FTC-HELP, or online at www. Ftc.gov for those who have concerns regarding business collection agencies rules, contact.

If some body threatens to garnish your wages, contact your company, or makes use of threatening, daunting, or language that is offensive report such actions to mention and federal regulators. See below for how exactly to contact the right state and federal regulator.


    Related Posts
    Leave A Comment

    Leave A Comment